Get every credit file to a decision, with every figure cited.
For banks, lenders and credit unions. ALK spreads financial statements, checks loan packages and onboarding documents, and prepares reviews where every number links to the page it came from.
Credit and lending work, before and after ALK.
Spread statements and draft the memo, every figure cited.
ALK reads financial statements, tax returns and bank statements, spreads the figures that matter, recalculates key ratios like DSCR, and prepares a credit memo draft where every number links to its source page.
Stop chasing incomplete loan packages.
Every small business or consumer loan package is checked on arrival. Missing documents and inconsistencies across statements, IDs and the application are flagged for review, with a note to the applicant drafted.
Verify customers without manual re-keying.
IDs, proofs of address, articles and ownership documents are classified and extracted, with mismatches and expiring documents flagged for review, at onboarding and at every refresh.
Check covenants before the review is due.
Upload the borrower's latest statements and the credit agreement. ALK recalculates the covenant ratios, compares them to the terms, and flags any breach or trend worth a conversation, with the evidence attached.
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