Lender-ready deal packets, without the chase.

For mortgage agents, brokers and brokerages. ALK collects your clients' documents, cross-checks them against the application, and shows your team what's missing or doesn't match, with every finding linked to its source page.

What changes with ALK

Mortgage file work, before and after ALK.

Document collection
Before
Email and text back-and-forth
With ALK
One secure upload link
Deal packet review
Before
Line by line, by hand
With ALK
Mismatches flagged on arrival
File audits
Before
A sample, after the fact
With ALK
Every file, before it closes
ALK running on a desktop computer in a sunlit office
THE CHASE
40+ hours chasing.
1.5 hours advising.

One mortgage broker timed a full work week with a stopwatch. Relationship building, service and advice took an hour and a half. The rest went to chasing documents, signatures and underwriter questions.

As told by Lendesk president Carter Zimmerman, Mortgage Professional America, Aug 2026

ALK takes on the chase, so the week goes back to clients.

ONE BORROWER’S FILE

See exactly why a file isn’t ready for the lender yet.

ALK reads every page, traces each number to its source, and tells you what needs a follow-up. Here’s how.

app.alk.work/workflows/northbrook-deal-packets
Daniel Kowalski’s deal packet open on page 1 of 7, next to the fields ALK read from it.Page 7 of 7 of Daniel’s packet, with every document ALK found listed.ALK explaining why Daniel Kowalski’s income check needs review.Daniel Kowalski’s notice of assessment next to the value ALK read from line 15000.The Follow up stage listing each file and what it is missing.20 deal packets sorted: 10 ready for lender, 10 follow up.ALK Analyst charting follow-up files by reason: 5 missing documents, 2 income, 2 expired ID, 1 disclosure.Telling Pulse what to watch: warn me when more than 5 files are waiting on clients.Pulse dashboard: 7 files waiting on clients, over the alert of 5.
Replay

Every step in that run is a tool you can use on its own. Here’s each one.

Collect

Collect the whole packet in one link.

Send clients a secure link to upload IDs, pay stubs, T4s, notices of assessment and bank statements. No account needed. ALK sorts every document as it arrives and shows what's still missing, like Luca's notice of assessment on the Marchetti file.

ALK PRODUCT SUITE
1
Northbrook Mortgage GroupBrokerage Licence #13947
Mortgage deal packet

Add your documents so we can send your lender a complete file.

✓Form2Documents3Review
Documents
✓Photo ID · Sofia, LucaUploaded
✓Pay stubs · Humber River Dental, 2 moreUploaded
✓Notice of Assessment 2025 · SofiaUploaded
+Notice of Assessment 2025 · LucaStill needed
✓Bank statement · 90 daysUploaded
Continue
Powered by ALK
Check

Catch the document that doesn't add up before the lender does.

ALK compares names, income, dates and amounts across pay stubs, tax documents, bank statements and the application, and flags every mismatch for your review, with the source page one click away.

ALK PRODUCT SUITE
2
Northbrook Mortgage - Deal Packet Review
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1 of 20
Page 3 of 7
50%
Fields

Deal packet Daniel Kowalski NB-26-0418.pdf

Application Annual Income

86400

Pay Stub Annual Salary

86400

NOA Line 15000 Total Income

71200

Income Consistency Check

Inconsistent - Review

AI Reasoning

The application income and pay stub annual salary are both $86,400, while NOA Line 15000 total income is $71,200. The $15,200 difference is more than 5% of the larger amount, so the income is inconsistent and requires review.

Source Quote

"Salaried $86,400.00 Annual salary $86,400.00 15000 Total income $71,200.00"

Main20
Ready for Lender10
Follow up10
Create New Stage
Logs9+
Hover a value to see its source
Keep compliant

Keep every file audit-ready.

Before a file goes to a lender, ALK checks for a signed disclosure, a valid photo ID and a suitability note. Files that pass go to Ready for Lender. The rest wait in Follow up, so your principal broker sees every gap before an auditor does.

ALK PRODUCT SUITE
3
Northbrook Mortgage - Deal Packet Review
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Add Document
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Document
Broker Disclosure Signed And Dated
Photo ID Valid On Review Date
Suitability Note On File
Main20
Ready for Lender10
Follow up10
Create New Stage
Logs9+
Click a stage
Renew

Know who is coming up for renewal.

Once deals fund, they become your book. Upload it and ask in plain language. ALK charts renewals by month and lists the clients to call first, with every figure linked to the row it came from.

ALK PRODUCT SUITE
4
Which clients are coming up for renewal in the next six months?
ABCDE
1
Maturity Month
Count of Mortgages
Total Balance (CAD)
Renewal Summary: Oct 2026 - Mar 2027
2
2026-10
7
2978000
3
2026-11
13
6568500
4
2026-12
13
6713500
5
2027-01
11
6266500
6
2027-02
6
3898500
7
2027-03
10
6607000
8
9
Call List - October & November 2026 Renewals
10
Client
Lender
Balance (CAD)
Rate (%)
Maturity Date
11
Quinn Kim
Desjardins
208500
2.14
2026-10-04
12
Ben Campbell
MCAP
312500
5.59
2026-10-09
Renewals by Maturity Month
2026-102026-112026-122027-012027-022027-03024681012
Renewals by Maturity Month
Every figure traces back to the rows it came from
Enterprise-grade security and compliance certifications, Learn more

Don't take our word for it.

Bring a real file. Watch ALK check it, flag what's wrong and show you where every answer came from.

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