Independent brokers send small-business funding deals by email, with the application in one thread, the bank statements in another and the owner's ID somewhere else. Underwriters lose hours chasing what is missing. Here, Ridgechase Bank, the company we use to show ALK at work, gives its brokers one Portal link instead, and three broker firms send 10 deal packets through it.
Step 1 of 7
One link for every broker
Ridgechase gives its brokers one Portal link instead of an inbox. Tarrowby Business Funding uploads Brightforge Welding & Fabrication's $240,000 request as one packet: the signed application, the bank statements and the owner's ID.
Step 2 of 7
Describe it once
The intake was described in plain words and drawn as a workflow. Every packet is read and checked for completeness. Complete deals go to Ready for underwriting, and incomplete ones get a reason and go back to the broker.
Step 3 of 7
10 deals, checked as they came in
Three broker firms sent 10 packets asking for $1,325,000 in total. ALK read them all in about seven minutes: 7 are complete and 3 go back to the broker.
Step 4 of 7
Every flag explains itself
Each deal sent back carries one plain sentence the broker can act on: a July 2026 statement missing, an owner ID that expired on July 31, 2026, and an application for Northgate Auto Repair, Inc. with statements in the name of Northgate Collision Center, LLC.
Step 5 of 7
One click to the source
Brightforge's statements jump from June to August. ALK names the two statement pages it found, so anyone at Ridgechase can confirm July is not in the packet.
Step 6 of 7
See the page it came from
Mesa Verde Tile & Stone's packet has every page, but the owner's driver license expired on 2026-07-31. ALK quotes the date straight from the card.
Step 7 of 7
The decision: underwriting signs off
The 7 complete deals, $790,000 in requests, wait in Ready for underwriting. A person checks each packet, adds a note and approves it before an underwriter spends time on it.
What ALK checks in each deal packet
- The funding application is there and signed by the owner
- Bank statements for June, July and August 2026, with no month missing
- The owner's photo ID is there and not expired
- The business on the application matches the account holder on the bank statements
- Where each deal goes next: Ready for underwriting, or Back to broker with the reason
Try it on your own deal packets
Send one real deal packet, or a redacted one, and see what ALK finds.